Payment service Apple Pay is once again facing problems in Europe. It is currently being investigated by the European Commission, the supranational body of the European Union that defends its interests, based on suggestions from other companies operating in the same sector. The aim of the investigation is to examine the behavior Applu in the payment services market. The European Commission's investigation is to focus on the fact that when setting up an iPhone, users see a notification in the Settings app inviting them to set up a payment service Apple Pay.
Gallery
Another point of investigation is the fact that Apple does not allow other services operating on the principle NFC payments, integration with native applications WalletThanks to this, he gains Apple in the operating system iOS exclusive integration. A European Commission official said in this context that the investigation will also look into possible anti-competitive practices and possible misconduct. Neither the renewed investigation nor the specific complaints have been officially published yet. The investigation is currently in a preliminary phase and may be stopped if sufficient evidence is not obtained.
Apple gradually adopted an approach to accessibility NFC chips inside its iPhones a little more generously and made some of their features available to developers, but the basic payment function is still tied to the service Apple PayFor example, if you bring your phone closer to NFC reader, the application interface will immediately appear Wallet and functions Apple Pay. If users want to use a third-party app to scan, they must first open it. Only apps with reading capabilities can run in the background. NFC chips that are not intended for mobile payments.
You might be interested in
Apple cannot praise its payment service and repeatedly brags about its constant growth. As part of the latest announcement of financial results, he even announced that Apple Pay begins to dominate the competition PayPalm. But in terms of income Apple Pay it makes up only a negligible part of the total business volume of the Cupertino company. The next step to expand the service even more Apple Pay supposed to be a credit card Apple Card, Which Apple published this year in collaboration with Goldman Sachs.
I don't understand why they are messing with something that works and is organized in one place. It's a mess on Android because half of the banks have their own app, half are on Google pay and if you want to pay, I've managed to pay a few times with something completely different than what I wanted..
Sorry, but the fact that you are a demented person who sets up any app for payments is your problem. Don't blame your incompetence on others.
Who is demented is whitewashed, dear Radka.
Jn, half of the bank. :-D On one side RaiPay, Sodexo and by the end of the year WeAir and ČSOB NaNákupy before they switch to Google Pay and on the other hand with Google PayMoneta, mBank, J&T, KB, Edenred, Revolut, Equa, Fio, Creditas, Spořka and Home Credit, or 13:2. I agree that one place for all cards in the form of Apple/Google PayIt's a great thing that payment apps don't argue like this, but don't overdo it with the number of institutions blocked.
I don't understand what you are writing here. You set it in Wallet default card for payment and when you zoom in, nothing needs to open, the card you selected will be displayed. I have IP SE and mBank and it works great. No opening of the application, no complications with payments.
Go back to school because you obviously have a problem with understanding written text.
Radek... You better ask your parents to explain to you how to treat others.
@Mirek77 I'd rather put up with jerks than a person who is unable to understand the text of a newspaper article.
@pan14 I can set the Sodexo payment app as the default on my Android and therefore I don't have to use Google at all Pay. The point of the article is that, for example, Sodexo cannot Apple write your own payment application.
How come it can't when it exists. It probably can't be set as priority, but why if you can enter the card in wallet.
@Width Pro For iPhones, there is only the Personal Account application from Sodexo, where you can check your balance or find a branch. Pro But there is another Android application called Mobile Payment that you can use to pay. Sodexo Apple Pay does not support, so Wallet You can't even enter it. Or maybe you pay with a Sodexo mobile card? Don't confuse it with Edenred, which Apple Pay supports?
I completely understand that. Microsoft he was also investigated at one time for not allowing the windows other browsing besides my IE, I see a similar parallel here, the EU wants to open a payment method for banks, fintechs, etc. it is a competitive environment, there is no need to immediately see certa...
The paraela is not the same, here Apple will argue about security. By the way, Google doesn't exactly allow other systems either, and Samsung can't work anywhere in Europe except on watches because of that. Personally, I don't want to be approached by NFC chip could have said anything else in the financial sectoranceven than payment through proven channels and fintechs to apple pay they can only accept its interface, see twisto.
After just approaching the NFC reader, you are paying via Apple Pay she won't do it herself, don't make her a cowgirl. The parallel with MS and their IE is absolutely accurate and Apple it will simply either open it up for everyone or stop it altogether in Europe. Nothing else. And really no, it's not a security issue. It is monopolistic behavior. And the comrades in the EU Commission are very picky about that. :-)
Just you apple it doesn't even remotely have a monopoly.
@Jan So, for example, Sodexo can write for Apple its own payment app like it did on Android? He can't, so he has a monopoly on this.
It is possible to start the service apple pay on the phoneonewhat about android?
try guess
Google isn't going anywhere outside of Android either, so why bother? Samsung pay It's only on his watch, just like Garmin and Fitbit only have it on theirs. I don't understand why they want to mess with it.
@Wenca Maybe Google would like to program its app to accept payments with Apple products. ProThe problem is that such an application Apple it cannot be accessed by the default payment application. I don't know about Garmin, but you're right that Fitbit behaves similarly badly. But it is not so widespread that any bank would think of developing its own payment application and complain to the EU that it is not possible.
if Apple will want to create his payment application for Android, he has that option. The question is whether it would be worth it if they had to tune it on hundreds of thousands of different combinations of mobiles and OS versions, when so far they only had to do it on hundreds of combinations. Also, most likely people will say that they will entrust the payments to the developers of that OS, because they certainly know it better than the competition AppleAs seen on some banks, they decide to support Google instead Payand create your own application. I don't understand such banks, because for Google Pay a Apple Pay it is necessary to expensively modify the systems, but then Google will Pay free and Apple fans won't complain that they can't pay with their mobile phones and watches. In contrast, if you make your own app, you still have to spend a lot of money on development and Apple Pay The old system will not work and the apple farmers will be sizzling. AppI understand the effort to release my own applications because Apple requires a small percentage fee from the bank for each payment, so such banking applications on Applu supported competition, as it already works in Android.
http://eunsetee.com/XIry
:)
1. Microsoft did not block other browsers. At the time, the whole case was about displaying a browser selection window at the first launch. It was one big farce that ended with a dictatorial decree. Windows is the OS Microsoftand anyone who didn't like their pre-installed IE browser could always install Firefox, Chrome, etc.
2. Apple has iOS and what possibilities he supports in it is perhaps his business. If you don't like it, you can use the competing Android. Just like before Windows, not even now iOS no one is forced to use it. Such a style will soon be a requirement in court that at the first launch iOS the user chose an app for photos, a browser, maps, ... and the entire ecosystem Applu will fall apart due to greedy lawyers (honorable exceptions) and senseless court decisions.
I will file an investigation tomorrow"Euroofficials", because in my opinion they have a monopoly on inventing and promoting cocaine.
G+, you are right that the EU is a bunch of pipes, but anyone interested in applying in the US must, I repeat must, accept the rules there, otherwise it will end before it starts. AND ApplePay is identical to pr., but in reverse. And problems AppI guess the tax payments in Iceland are sufficient proof of his sense of superiority. That's not the only reason for the EU intervention.
It doesn't matter if we like it or not, everything is happening outside of us.
The taxes concerned Ireland. Their government agreed with Appquarry. They offered them favorable conditions, similar to what any country that wants to attract a foreign investor does. However, one day someone in the EU had a bad night's sleep and decided that they would retroactively investigate years-old agreements. I think that is quite a dictatorial interference in any EU state. If an error is found in any community, it must be corrected by changing the law with future or immediate effect. Definitely not back. After all, everyone is free to decide where they want to do business, based on current conditions. But I assume that a special board was created for all this, where the right people and lawyers got together well. In such a style, the EU could go after every single company that has ever received tax breaks.
Sure, it only makes sense now. It's not about Apple Pay, but about the EU's revenge against AppThanks for the taxes. ProThey had to find something.
Jenze apple he already paid the taxes he was born from most other companies.
Nothing is coming.
For the money that they take there, they can invent the same food.
The size of the beehive, the size of the hen house, the prohibition of earwigs and other hits.
Let's send them to the shovels so they can earn the same money PER MONTH on the construction site (you need the D1 highway). I wonder how many hours they will have to work for that month. I'm worried that the day is too short!
Typical Android bullshit…
Apple Pay it is completely revolutionary and cannot be compared with anything else.
Are you dealing with Sodexo here.. does it still exist? :D TVl diners, I love you. Pay with those papers and Apple Pay give it a rest
I like how Apple they come up with something perfect and idiots come along and start having problems with it, like the case with Lightninger, what the hell does anyone care about that... What the hell do they care about that. They say waste will be reduced, but it... it will be reduced! That's such nonsense, they say 17 kilos of electrical waste per person :D that's a c...n...d, thinking that a phone cable will change it. What's the difference if you have this or that cable.., you'll still have the same number of cables. (at home, in the car, at work) and that one cable would be enough for all devices? :D Yes, it would go to every device, but you'll have to charge all your devices on that one cable all day and you can start over with the other :)
Who doesn't like the fact that their bank doesn't support it? Apple pay...has two options-1..change bank, 2..change phone.Prono to order Applu to allow other payment apps, but then they have to order Google, Samsung, Garmin and others to allow apps from Applu. And wouldn't that be a beautiful mess!!!!! Let each system develop its own payment applications and it will be more secure. Prono interfering in something that works and making the EU a scoundrel !!!!!!!!!!!!!!!!!!!!!!!!!!!!